Bang, Bang. I am not Pomp but I am sure he wouldn’t mind me borrowing his opening to discuss why American Big Banks are ripe for disintermediation in their electronic payment processing businesses for 3rd parties. The US payment system is undoubtedly behind (itself, the UK payment system and the…

We, humans, desire status. This is part of our culture and the only change is How Status is recognized. We can safely say that in this day and age, Billionaires and Digital Moguls easily gain high Social Status. On social media platforms, the competition to earn status is what keeps…

Beware of the climate change amongst consumers around Sustainability, Corporate Social responsibility, and the progress (or lack thereof) around ESG. A 2022 global study [1] finds 94% of people believe society has not made enough progress on sustainability and social efforts. The frustration is very high 78% of people are…

The second edition of the TWM WealthTech Views Report on ` How DLT & Blockchain Are Shaping The Future Of Asset & Wealth Management` is out! Full online report here! The adoption of the Digital Assets class is no longer doubted and the infrastructure for professional services is being built…

“Breakout” is Apple`s new project to build in-house payment infrastructure and eventually break away from the existing ways of processing the variety of its payment needs. WhiteSight`s visual of Apple`s payment dual ecosystem captures the variety and ironically the high-level resemblance with Square`s dual ecosystem. A story from 1976 Before I dive into the…

The harsh reality — Fractionalization, Transparency, and democratization of access to investing in gold, are of more importance than ever in the current macro-economic conditions. The market capitalization of gold-backed tokens has grown according to Arcane Research data to just over $1 billion. The top two tokens are both ERC-20 tokens backed by gold…

You don’t need to buy a bus, you just need access London was a joy not only because it was warm and sunny and I hadn’t been there for exactly 3 years, but also because it was about reuniting with a digital Fintech community. …

The story told by looking at the reserve allocation of the Russian Central Bank and at the ways Central Bank reserves can be frozen. Digitally native assets and CBDCs will become part of Central Bank reserves faster than we expected. Payments are not easy! Fintech-powered Swipes and Text messages for…

My takeaways from the first episode of Bitstamp Talks which was focused on Digital Asset expectations with a diverse group of speakers out of Asia. Henri Arslanian — PwC ➣ Simon Cowell — Zebedee ➣ Takatoshi Shibayama — Copper ➣ Andrew Leelarthaepin — Bitstamp The full webinar is here. Composability…