The Atlantic CBDC tracker reports 11 launched and 18 pilots. The Digital yuan is still in pilot phase, but we care about it more than any other CBDC for obvious reasons. There is no doubt that adoption is key and Nigeria`s challenges to get people to use the e-Naira, is…

Iterative collaboration by leveraging advanced technologies is a concept that I first highlighted back in 2017 in a manuscript I worked on (an unfinished book on the Underestimated collaborative potential of Blockchain Technology). One of my favorite early examples of Iterative Collaboration was Simon de La Rouviere`s [1] wild idea…

The Tokenization of global illiquid assets is estimated to be a $16 Trillion business opportunity by 2030, as per BCG.

Investment research is the first area that we are seeing the deployment of ChatGPT-like capabilities both from large incumbents and from startups. Financial Analysts and Financial Advisors are sensing the potential empowerment or threat. Moreso, Financial Market Intelligence providers who will need to up their existing Machine Learning and Artificial…

While Tech funding and valuations have slumped and macroeconomic uncertainties persist, the rollout of AI technology has been remarkably rapid in Q1 2023. We have never seen such intensity lik4 Q1 2023 with regard to Generative AI adoption by retail, the B2B integration announcements, and experimentation. It feels like the…

Apple`s Fintech innovation potential is elsewhere. Apple offered two consecutive exciting Fintech moments out of the US this Spring. The launch of Apple Pay Later in late March and now the Apple Savings Account. Clearly, this new offering is yet another Customer Experience improvement for US Apple Card holders. Even…

The recent Coindesk headline `Tokenized Gold Surpasses $1B in Market Cap as Physical Asset Nears All-Time Price High` caught my attention. The $1Billion mark shoutout confused me because I was fairly confident that Gold-backed tokens surpassed the $1 Billion market cap about one year ago. My memory did not fail…

Happy US National Financial Literacy Awareness month. As AI and Large Language Models (LLMs) are top of mind, my focus this week is on Algorithmic Trading because it is where the largest impact will be realized sooner rather than later. I set the scene with Facts & Figures with the…

I confess that I am confused on many fronts these days. The list is long, and I will spare you for now. Today, I pick on Verification on the Web, Cryptocurrencies, and Twitter Blue. Disclaimer: Twitter Blue Subscription became available in Switzerland (in March) and I subscribed. I am aware…