The unexpected OpenAI agency problems are a great opportunity to reflect on Business models and Technology. By now, everybody has read about the uncommon corporate structure of OpenAI which includes: (A) a non-profit entity whose mission is `To build safe and beneficial artificial general intelligence for the benefit of humanity…

There are two Digital highways whose construction has not even started. These are the Digital highways between Asset managers and Wealth Managers, and the Digital highways between the Asset management side of Insurance companies and the Traditional side of the Insurance business. Back in 2016 (my second year in Fintech…

We all love lists. I confess I couldn’t resist digging into Linkedin`s Top Startup lists published by Country. Linkedin Top Startups in the: US, Australia, Brazil, Canada, France, Germany, India, Indonesia, Ireland, Israel, Italy, Mexico, Netherlands (Dutch & English), Singapore, Saudi Arabia, Spain, Sweden (Swedish & English), Türkiye, the UAE…

Have you ever thought of Passports as a Mobility platform? Have you ever thought of Charter cities that have forked English law? Have you ever heard of The Network State phygital concept and its tribe? Have you ever thought if it is possible to start New Countries, similar to starting…

The world is a crazy place, and I don’t think anyone needs any evidence for that. Pick any topic and there is ample evidence out there. Let’s look at the Tokenization topic which is inextricably connected to digital assets and more closely to stable coins. Emotional Swings Relief from the…

Business KPIs are growing in numbers and complexity, as they are increasingly intertwined. Even a medium-sized business will have three or four dozen KPIs across Strategy, Sales, Marketing, Operations, Procurement, Customer Services, Finance, Human Resources, Legal, and IT. …

Reflections from the CV Summit 2023 Platforms continue to deliver value through network effects and the more complex platform-based ecosystems are clearly delivering value to their shareholders. We talk about platform economies and the technologies that have enabled successful businesses to create systems like social networks, commerce marketplaces, and app…

I admit that I am impressed with the speed with which certain companies like Moody’s have launched external-facing services for their customers that are leveraging generative AI. These are companies that are sensitive to data sovereignty, regulatory complexity, and reputational risks. It is becoming clear that the large companies in…

Life is changing continuously. Nothing remains the same. Fintech is no different. Some areas are fairly stagnant, some are progressing and some sadly regressing. Women remain underfunded, underpaid, and underinvested; VCs haven’t been disrupted or held accountable for the ways they allocate and control capital and for the concentration of…