Private markets have always been huge compared to public markets. According to CAIA Association estimates, private markets were around $18 Trillion in 2020! The size of Private equity (one of the main private market subsectors) has tripled in the last decade.

Like it or not we are already in a Digital Economy which means we have the responsibility to watch the new Digital Divides and the fairness or lack of the new business models. This past week I shared content with survey-based data about Super users, read about company earnings from…

A look at Wealthfront`s integrity & UBS`s fresh strategy Whether it was ditching, scarping, or terminating the agreement to acquire Wealthfront, UBS surprised the market. There is more happening than what meets the eye. …

The case of Stripe Treasury — In late July, Amazon announced a new tool called Amazon Seller Wallet for its merchants (thanks to Linas Beliunas monthly newsletter, I didn’t miss it as I was preparing for my August digital detox). Why does this matter? The importance of online seller marketplaces is increasing. According to Insider Intelligence `Amazon’s marketplace is expected…

We don’t talk enough about Starbucks in Fintech land lately. Starbucks has been a leader in deploying digital technology and creating customer experiences in-store, on mobile, and now in the so-called `third places` for Web3. Starbucks is a brick-and-mortar pioneer of the mobile app launched in 2009, when many of…

This is the second part of an excerpt from an unpublished manuscript I wrote back in 2018 because (the first part is Connecting some dots up to the Bitcoin Genesis block https://efipm.medium.com/connecting-dots-up-to-the-bitcoin-genesis-block-2ccc4adaa0b1 ) `I can clearly see the risk of missing out on the core principles underpinning the Satoshi Nakamoto…

This is an excerpt from an unpublished manuscript I wrote back in 2018 because: `I can clearly see the risk of missing out on the core principles underpinning the Satoshi Nakamoto paper. There is a huge opportunity cost to our society, if we just end up applying this technology only…

We just celebrated the Swiss National Holiday on August 1st and Swiss banks are offering for the first time (positive) yields for Euro accounts (albeit for minimum sizes in the hundred thousands). We still can’t celebrate the eradication of yield hunger but some crumbs are being served here and there. …

Inspired by the M-Pesa Story A company`s Purpose and its commitment to People, are the core factors that will determine whether the business is Economically Sustainable. Economic profit is broader than financial profit (which it does include but not only). Like many words used in politics, Economy has its origins in Ancient Greece (politics too)…