The coming of Age of Fintech is a trendy topic already. Ghela Boskovich animated it brilliantly at Finovate London in March, and Theo Lau also covers it in the latest OneVision episode discussing with Raf De Kimpe ahead of the July Fintech week in London. Fintech as an Employer has…

Stats may lie It is a widely known `secret` in statistics that aggregate measures, should not be trusted for decision-making and planning. Governments, policymakers, and the private sector are dealing with the troubling Digital Skills issue. Comparing country or region indicators like — % of ICT graduates, % of ICT in the workforce…

The plague of a message-based settlement system The mindshare from the WEF22 events in Davos is still strong, both in the media and for me. The future of payments and money was a topic discussed around the Promenade as CBDCs, stablecoins, cryptocurrencies can`t be ignored anymore. …

Bloomberg`s article Forget Burning Man — Psychedelic Shamans Now Heading to Davos published the week before the WEF, is spot on. As the resonance of numbers remains high, I will start my traditional `color from Davos` blog with some figures: Women’s participation at the official WEF events was 24% in…

Financial and social problems are mounting, and technology is being used to mitigate these issues. There are problems that existed and are simply spreading to a wider part of the society — like reduced purchasing power even for the employed. …

Bang, Bang. I am not Pomp but I am sure he wouldn’t mind me borrowing his opening to discuss why American Big Banks are ripe for disintermediation in their electronic payment processing businesses for 3rd parties. The US payment system is undoubtedly behind (itself, the UK payment system and the…

We, humans, desire status. This is part of our culture and the only change is How Status is recognized. We can safely say that in this day and age, Billionaires and Digital Moguls easily gain high Social Status. On social media platforms, the competition to earn status is what keeps…

Beware of the climate change amongst consumers around Sustainability, Corporate Social responsibility, and the progress (or lack thereof) around ESG. A 2022 global study [1] finds 94% of people believe society has not made enough progress on sustainability and social efforts. The frustration is very high 78% of people are…

The second edition of the TWM WealthTech Views Report on ` How DLT & Blockchain Are Shaping The Future Of Asset & Wealth Management` is out! Full online report here! The adoption of the Digital Assets class is no longer doubted and the infrastructure for professional services is being built…